Agenda - Day one - Monday 1 October

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Fernando Silva, Chief Risk Officer, Renaissance Capital Fernando Silva is responsible for the Risk Strategy for Consumer Finance Group (Russia and Ukraine). Before joining Renaissance Capital Consumer Finance, Fernando held senior positions in Risk Management at GE Money in several emerging markets and Europe including Regional Risk Director for South America. Prior to this work with GE, he worked for Citibank Card Business in Brazil as Quality and Process Development Director. Fernando has been with Renaissance Capital Consumer Finance since the start-up. He played a key role in the set-up of the bank and established leading risk technology capabilities that allowed the bank to grow the consumer assets three times year-on-year keeping a high standard of portfolio quality. Creating a fraud prevention strategy in emerging markets Bank Renaissance Capital, one of the fastest growing consumer lending banks in Russia, has achieved a significant decrease in its fraud rate. Fernando Silva, Chief Risk Officer will talk about how their strategic approach to fighting fraud combined with the implementation of new fraud finding technology from Experian Decision Analytics has achieved this decrease without increasing operational costs.